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Visa
Check Card

Frequently
Asked Questions
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Business
Banking
Commercial Checking
Account
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Minimum balance to open account - You must deposit $100.00
to open this account.
Minimum balance to avoid imposition of fees - A maintenance
fee of $7.50 will be
imposed every statement cycle if the balance in the account
falls below $1,500.00 any
day of the cycle.
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Money Market Account
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Minimum balance to open account - You must deposit
$2,500.00 to open this account.
Minimum balance to avoid imposition of fees - A maintenance
fee of $10.00 will be
imposed every statement cycle if the balance in the account
falls below $2,500.00 any
day of the cycle.
Your interest rate and annual percentage yield may change.
We may change the interest rate on your account at any
time. At our discretion, we may change the interest rate on
your account. Interest will be compounded and credited
every month.
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- You must maintain a minimum balance of $2,500 in
the account each day to obtain the disclosed annual annual
percentage yield.
- We use the daily balance method to calculate the
interest on your account. This method applies a daily
periodic rate to the principal in the account each day.
- Interest begins to accrue on the business day you
deposit non-cash items (for example, checks).
- If you close your account before interest is
credited, you will not receive the
accrued interest.
- Transfers from a Money Market Account to another
account or to third parties by preauthorized, automatic,
or telephone transfer are limited to six per month with no
more than three by check, draft, or similar order to third
parties.
- An activity fee of $5.00 will be charged for each
withdrawal to third parties in
excess of three during a statement cycle.
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Statement Savings
Account
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Minimum balance to open account - You must deposit $100.00
to open this account.
Minimum balance to avoid imposition of fees - A maintenance
fee of $2.00 will be imposed every statement cycle if the
balance in the account falls below $100.00 any day of the
cycle. These fees will be waived for churches and school
related organizations.
Your interest rate and annual percentage yield may change.
We may change the interest rate on your account at any
time. At our discretion, we may change the interest rate on
your account. Interest will be compounded and credited
every month.
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- We use the daily balance method to calculate the
interest on your account. This method applies a daily
periodic rate to the principal in the account each day.
- Interest begins to accrue on the business day you
deposit non-cash items (for example, checks).
- If you close your account before interest is
credited, you will not receive the accrued interest.
- Withdrawals from a Statement Savings Account are
limited to three per four week period.
- An activity fee of $.50 per withdrawal will be
charged for each four week period in which withdrawals
exceed three.
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Copyright 2007 First National
Bank of Dublin. All rights reserved.
P.O. Box 440 - Dublin, TX 76446
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